Document

Author
Stephen AMBORE, Edward APEH, Huseyin DOGAN, Christopher RICHARDSON, and David OSSELTON
Abstract
Cybercrime is slowing down the adoption of Mobile Financial Service (MFS). Despite the existence of a strong technical infrastructure base for security and the benefits inherent in MFS, adoption has been slow. Highly resilient countermeasures for cybersecurity go beyond just providing technological controls to put in place measures to cater for the human element. This paper presents the findings of an analysis of the human factors issues in complex MFS Socio-Technical System (STS) and the objectives for mitigating these.